<?xml version="1.0" encoding="utf-8"?><Thesaurus
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	xsi:schemaLocation="http://schemas.bs8723.org/XmlSchema/DD8723-5.xsd">	 <dc:identifier>http://AATesaurus.cultura.gencat.cat/aat/getty_en</dc:identifier>  <dc:title>Tesaurus d&apos;Art i Arquitectura</dc:title>  <dc:creator>Getty Institute</dc:creator>  <dc:subject></dc:subject>  <dc:description><![CDATA[  ]]></dc:description>  <dc:publisher>Getty Institute</dc:publisher>  <dc:date>0000-00-00</dc:date>  <dc:language>en</dc:language><ThesaurusConcept dc:identifier="http://AATesaurus.cultura.gencat.cat/aat/getty_en?tema=31339363">	<dcterms:created>2026-03-30 20:31:31</dcterms:created><PreferredTerm dc:identifier="http://AATesaurus.cultura.gencat.cat/aat/getty_en?tema=31339363" xml:lang="en">	<LexicalValue>banks</LexicalValue>	<dcterms:created>2026-03-30 20:31:31</dcterms:created></PreferredTerm><ScopeNote xml:lang="en">  <LexicalValue><![CDATA[ Financial institutions for the custody of money received from, or on behalf of, customers, with the essential duty of payment of the orders given on it by the customers. Banks' profits arise mainly from the investment of the money left unused by the customers. Banks typically pay interest on deposits, and offer other financial services including loans, and currency exchange. ]]></LexicalValue></ScopeNote><NonPreferredTerm dc:identifier="http://AATesaurus.cultura.gencat.cat/aat/getty_en?tema=31339364" xml:lang="en">	<LexicalValue>bank</LexicalValue>		<dcterms:created></dcterms:created>		<USE>http://AATesaurus.cultura.gencat.cat/aat/getty_en?tema=31339363</USE></NonPreferredTerm><HasHierRelConcept Role="BT">http://AATesaurus.cultura.gencat.cat/aat/getty_en?tema=31315951</HasHierRelConcept><HasRelatedConcept Role="RT">http://AATesaurus.cultura.gencat.cat/aat/getty_en?tema=31416705</HasRelatedConcept></ThesaurusConcept></Thesaurus>