<?xml version="1.0" encoding="utf-8"?><metadata xmlns:dc="http://purl.org/dc/elements/1.1/"  xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:dcterms="http://purl.org/dc/terms/"><dc:title xml:lang="en">encumbrances</dc:title><dc:identifier>http://AATesaurus.cultura.gencat.cat/aat/getty_en?tema=31300500</dc:identifier><dc:language>en</dc:language><dc:publisher xml:lang="en">Getty Institute</dc:publisher><dcterms:created>2026-03-30 20:20:42</dcterms:created><dcterms:isPartOf xsi:type="dcterms:URI">http://AATesaurus.cultura.gencat.cat/aat/getty_en</dcterms:isPartOf><dcterms:isPartOf xml:lang="en">Tesaurus d&apos;Art i Arquitectura</dcterms:isPartOf><dc:format>text/html</dc:format> <dcterms:alternative xml:lang="en">encumbrance</dcterms:alternative> <dcterms:alternative xml:lang="en">incumbrances</dcterms:alternative> <dc:description xml:lang="en"><![CDATA[ Any right or interest in land which diminishes the value of the fee but does not prevent the conveyance of the fee by the owner. Encumbrances such as taxes, mortgages, and judgements are known as liens; restrictions, reservations and easements are encumbrances but are not liens. ]]></dc:description></metadata>