<?xml version="1.0" encoding="utf-8"?><metadata xmlns:dc="http://purl.org/dc/elements/1.1/"  xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:dcterms="http://purl.org/dc/terms/"><dc:title xml:lang="en">hypothecation certificates</dc:title><dc:identifier>http://AATesaurus.cultura.gencat.cat/aat/getty_en?tema=31466532</dc:identifier><dc:language>en</dc:language><dc:publisher xml:lang="en">Getty Institute</dc:publisher><dcterms:created>2026-03-30 21:05:35</dcterms:created><dcterms:isPartOf xsi:type="dcterms:URI">http://AATesaurus.cultura.gencat.cat/aat/getty_en</dcterms:isPartOf><dcterms:isPartOf xml:lang="en">Tesaurus d&apos;Art i Arquitectura</dcterms:isPartOf><dc:format>text/html</dc:format> <dcterms:alternative xml:lang="en">certificates, hypothecation</dcterms:alternative> <dcterms:alternative xml:lang="en">hypothecation certificate</dcterms:alternative> <dcterms:alternative xml:lang="en">letter of hypothecation</dcterms:alternative> <dc:description xml:lang="en"><![CDATA[ Certificates attached to bills of exchange drawn against shipments of property that empower the holder to dispose of merchandise as security for the payment of the bill if payment or acceptance is refused. ]]></dc:description></metadata>