<?xml version="1.0" encoding="utf-8"?><mads xmlns="http://www.loc.gov/mads/" xmlns:mods="http://www.loc.gov/mods/v3" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.loc.gov/mads/
mads.xsd"><authority><topic authority="http://AATesaurus.cultura.gencat.cat/aat/getty_en">encumbrances</topic></authority><related type="narrower"><topic>covenants</topic></related><related type="narrower"><topic>liens</topic></related><related type="broader"><topic>legal concepts</topic></related><variant type="other"><topic>encumbrance</topic></variant><variant type="other"><topic>incumbrances</topic></variant> <note xml:lang="en"><![CDATA[ Any right or interest in land which diminishes the value of the fee but does not prevent the conveyance of the fee by the owner. Encumbrances such as taxes, mortgages, and judgements are known as liens; restrictions, reservations and easements are encumbrances but are not liens. ]]></note></mads>