<?xml version="1.0" encoding="utf-8"?><mads xmlns="http://www.loc.gov/mads/" xmlns:mods="http://www.loc.gov/mods/v3" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.loc.gov/mads/
mads.xsd"><authority><topic authority="http://AATesaurus.cultura.gencat.cat/aat/getty_en">pensions</topic></authority><related type="broader"><topic>compensation</topic></related><variant type="other"><topic>pension</topic></variant><variant type="other"><topic>pension schemes</topic></variant><variant type="other"><topic>retirement pensions</topic></variant> <note xml:lang="en"><![CDATA[ Regular payments made by the government, an employer, or a private fund to people above a specified age, usually after retirement from work, the disabled and widows. ]]></note></mads>