<?xml version="1.0" encoding="utf-8"?><mads xmlns="http://www.loc.gov/mads/" xmlns:mods="http://www.loc.gov/mods/v3" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.loc.gov/mads/
mads.xsd"><authority><topic authority="http://AATesaurus.cultura.gencat.cat/aat/getty_en">financial institutions</topic></authority><related type="narrower"><topic>clearinghouses</topic></related><related type="narrower"><topic>banks</topic></related><related type="other"><topic>financial institutions</topic></related><related type="broader"><topic>institutions by activity</topic></related><variant type="other"><topic>financial institution</topic></variant><variant type="other"><topic>institutions, financial</topic></variant> <note xml:lang="en"><![CDATA[ Institutions that provide financial services for clients or members, usually able to both accept deposits and make loans. Examples include banks, credit unions, savings associations, trust companies, and industrial loan and thrift companies.  ]]></note></mads>