<?xml version="1.0" encoding="utf-8"?><mads xmlns="http://www.loc.gov/mads/" xmlns:mods="http://www.loc.gov/mods/v3" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.loc.gov/mads/
mads.xsd"><authority><topic authority="http://AATesaurus.cultura.gencat.cat/aat/getty_en">bills of exchange</topic></authority><related type="other"><topic>commercial paper</topic></related><related type="other"><topic>drafts</topic></related><related type="broader"><topic>orders to pay</topic></related><variant type="other"><topic>bill of exchange</topic></variant><variant type="other"><topic>exchange, bills of</topic></variant> <note xml:lang="en"><![CDATA[ Historically a form of paper currency used in Europe from the late Medieval to the early Modern period often as credit among merchants. Now refers to written orders to pay a specific sum of money on demand or at a specified future time; used with reference to foreign transactions; for similar orders to pay usually restricted to domestic transactions, use "drafts (negotiable instruments)." ]]></note></mads>