<?xml version="1.0" encoding="utf-8"?><mads xmlns="http://www.loc.gov/mads/" xmlns:mods="http://www.loc.gov/mods/v3" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.loc.gov/mads/
mads.xsd"><authority><topic authority="http://AATesaurus.cultura.gencat.cat/aat/getty_en">drafts</topic></authority><related type="other"><topic>commercial paper</topic></related><related type="other"><topic>bills of exchange</topic></related><related type="broader"><topic>orders to pay</topic></related><variant type="other"><topic>bank draft</topic></variant><variant type="other"><topic>bank drafts</topic></variant><variant type="other"><topic>draft</topic></variant><variant type="other"><topic>drafts, bank</topic></variant> <note xml:lang="en"><![CDATA[ Written orders drawn by one party ordering a second party to pay a specified sum of money to a third party (who may be the first party); usually restricted to domestic transactions. For similar orders to pay used for foreign transactions, prefer "bills of exchange." ]]></note></mads>