<?xml version="1.0" encoding="utf-8"?><mads xmlns="http://www.loc.gov/mads/" xmlns:mods="http://www.loc.gov/mods/v3" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.loc.gov/mads/
mads.xsd"><authority><topic authority="http://AATesaurus.cultura.gencat.cat/aat/getty_en">certificates of deposit</topic></authority><related type="other"><topic>commercial paper</topic></related><related type="broader"><topic>financial records</topic></related><variant type="other"><topic>C.D.s</topic></variant><variant type="other"><topic>CDs</topic></variant><variant type="other"><topic>certificate of deposit</topic></variant> <note xml:lang="en"><![CDATA[ Receipts from a bank certifying that a specified sum of money has been received for deposit, often for a specified length of time and at specified rates of interest. ]]></note></mads>