<?xml version="1.0" encoding="utf-8"?><!DOCTYPE Zthes SYSTEM "http://zthes.z3950.org/xml/zthes-05.dtd">  <Zthes><term><termId>31300583</termId><termName>investments</termName><termType>PT</termType><termNote><![CDATA[ Expenditures of money for income or profit or to purchase something of extrinsic value. ]]></termNote><termCreatedDate>2026-03-30 20:20:43</termCreatedDate><relation><relationType>BT</relationType><termId>31298001</termId><termName>economic concepts</termName><termType>PT</termType></relation></term>  </Zthes>