<?xml version="1.0" encoding="utf-8"?><!DOCTYPE Zthes SYSTEM "http://zthes.z3950.org/xml/zthes-05.dtd">  <Zthes><term><termId>31308183</termId><termName>mutualism</termName><termType>PT</termType><termNote><![CDATA[ The theory or doctrine that society can be organized according to a cooperative model, a system based on non-profit credit and voluntary association for the exchange of services. Mutualism originated in the the writing of Pierre-Joseph Proudhon. ]]></termNote><termCreatedDate>2026-03-30 20:22:56</termCreatedDate><relation><relationType>UF</relationType><termId>31308184</termId><termName>mutualist</termName><termType>ND</termType></relation><relation><relationType>BT</relationType><termId>31299513</termId><termName>economic ideologies</termName><termType>PT</termType></relation></term>  </Zthes>