<?xml version="1.0" encoding="utf-8"?><!DOCTYPE Zthes SYSTEM "http://zthes.z3950.org/xml/zthes-05.dtd">  <Zthes><term><termId>31309844</termId><termName>affordable housing</termName><termType>PT</termType><termNote><![CDATA[ Designates housing for people who are unable to purchase or rent homes through normal marketplace mechanisms; includes such options as low cost housing, low income housing, shelters for the homeless, or mobile homes. ]]></termNote><termCreatedDate>2026-03-30 20:23:28</termCreatedDate><relation><relationType>UF</relationType><termId>31309845</termId><termName>housing, affordable</termName><termType>ND</termType></relation><relation><relationType>BT</relationType><termId>31300320</termId><termName>housing by development practice</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>31328827</termId><termName>self-help housing</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>31328830</termId><termName>low cost housing</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>31328836</termId><termName>low income housing</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>31328842</termId><termName>moderate income housing</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>31328846</termId><termName>incremental housing</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>31328853</termId><termName>single room occupancy hotels</termName><termType>PT</termType></relation></term>  </Zthes>