<?xml version="1.0" encoding="utf-8"?><!DOCTYPE Zthes SYSTEM "http://zthes.z3950.org/xml/zthes-05.dtd">  <Zthes><term><termId>31309850</termId><termName>cooperative housing</termName><termType>PT</termType><termNote><![CDATA[ Housing that is affordable, resident-owned, and democratically managed; owned by a legal entity that permits a group of members to mutually own all, or agreed-upon parts, of the complex and to share mutually in the benefits derived by the group under provisions of the entity's rules. ]]></termNote><termCreatedDate>2026-03-30 20:23:28</termCreatedDate><relation><relationType>UF</relationType><termId>31486059</termId><termName>co-operative housing</termName><termType>ND</termType></relation><relation><relationType>UF</relationType><termId>31309852</termId><termName>co-ops</termName><termType>ND</termType></relation><relation><relationType>UF</relationType><termId>31309853</termId><termName>coops</termName><termType>ND</termType></relation><relation><relationType>UF</relationType><termId>31309854</termId><termName>housing, cooperative</termName><termType>ND</termType></relation><relation><relationType>BT</relationType><termId>31300321</termId><termName>housing by ownership</termName><termType>PT</termType></relation><relation><relationType>RT</relationType><termId>31486060</termId><termName>collective housing</termName><termType>PT</termType></relation></term>  </Zthes>