<?xml version="1.0" encoding="utf-8"?><!DOCTYPE Zthes SYSTEM "http://zthes.z3950.org/xml/zthes-05.dtd">  <Zthes><term><termId>31310041</termId><termName>liens</termName><termType>PT</termType><termNote><![CDATA[ Charges upon real or personal property for the satisfaction of some debt or duty ordinarily arising by operation of law. ]]></termNote><termCreatedDate>2026-03-30 20:23:31</termCreatedDate><relation><relationType>UF</relationType><termId>31310042</termId><termName>lien</termName><termType>ND</termType></relation><relation><relationType>BT</relationType><termId>31300500</termId><termName>encumbrances</termName><termType>PT</termType></relation></term>  </Zthes>