<?xml version="1.0" encoding="utf-8"?><!DOCTYPE Zthes SYSTEM "http://zthes.z3950.org/xml/zthes-05.dtd">  <Zthes><term><termId>31314079</termId><termName>pawnbrokers</termName><termType>PT</termType><termNote><![CDATA[ People who lend money at interest on the security of an article deposited in their possession. ]]></termNote><termCreatedDate>2026-03-30 20:24:39</termCreatedDate><relation><relationType>UF</relationType><termId>31314080</termId><termName>pawnbroker</termName><termType>ND</termType></relation><relation><relationType>BT</relationType><termId>31302344</termId><termName>people in commerce and business</termName><termType>PT</termType></relation><relation><relationType>RT</relationType><termId>31459830</termId><termName>pawnshops</termName><termType>PT</termType></relation></term>  </Zthes>