<?xml version="1.0" encoding="utf-8"?><!DOCTYPE Zthes SYSTEM "http://zthes.z3950.org/xml/zthes-05.dtd">  <Zthes><term><termId>31318665</termId><termName>mortgaging</termName><termType>PT</termType><termNote><![CDATA[ Conveying property to a creditor as security for the repayment of a loan. ]]></termNote><termCreatedDate>2026-03-30 20:25:50</termCreatedDate><relation><relationType>UF</relationType><termId>31318666</termId><termName>mortgaged</termName><termType>ND</termType></relation><relation><relationType>BT</relationType><termId>31305295</termId><termName>economic and financial functions</termName><termType>PT</termType></relation><relation><relationType>RT</relationType><termId>31451519</termId><termName>mortgages</termName><termType>PT</termType></relation></term>  </Zthes>