<?xml version="1.0" encoding="utf-8"?><!DOCTYPE Zthes SYSTEM "http://zthes.z3950.org/xml/zthes-05.dtd">  <Zthes><term><termId>31324051</termId><termName>financial centers</termName><termType>PT</termType><termNote><![CDATA[ Communities of any size that have finance as a major industry.  ]]></termNote><termCreatedDate>2026-03-30 20:27:24</termCreatedDate><relation><relationType>UF</relationType><termId>31324052</termId><termName>financial center</termName><termType>ND</termType></relation><relation><relationType>UF</relationType><termId>31324053</termId><termName>centres, financial</termName><termType>ND</termType></relation><relation><relationType>UF</relationType><termId>31324054</termId><termName>financial centre</termName><termType>ND</termType></relation><relation><relationType>UF</relationType><termId>31324055</termId><termName>centers, financial</termName><termType>ND</termType></relation><relation><relationType>BT</relationType><termId>31307242</termId><termName>settlements by economic base</termName><termType>PT</termType></relation></term>  </Zthes>