<?xml version="1.0" encoding="utf-8"?><!DOCTYPE Zthes SYSTEM "http://zthes.z3950.org/xml/zthes-05.dtd">  <Zthes><term><termId>31328830</termId><termName>low cost housing</termName><termType>PT</termType><termNote><![CDATA[ Housing whose ultimate cost to the occupant is low, generally due to assistance from government subsidies. Distinguished from "low income housing," which refers to the mandated low income of the occupants rather than the low cost of the units. ]]></termNote><termCreatedDate>2026-03-30 20:28:38</termCreatedDate><relation><relationType>UF</relationType><termId>31328831</termId><termName>housing, low cost</termName><termType>ND</termType></relation><relation><relationType>UF</relationType><termId>31328832</termId><termName>housing, low rent</termName><termType>ND</termType></relation><relation><relationType>UF</relationType><termId>31328833</termId><termName>low rent housing</termName><termType>ND</termType></relation><relation><relationType>UF</relationType><termId>31328834</termId><termName>low rent public housing</termName><termType>ND</termType></relation><relation><relationType>UF</relationType><termId>31328835</termId><termName>public housing, low rent</termName><termType>ND</termType></relation><relation><relationType>BT</relationType><termId>31309844</termId><termName>affordable housing</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>31362362</termId><termName>public housing</termName><termType>PT</termType></relation><relation><relationType>RT</relationType><termId>31328836</termId><termName>low income housing</termName><termType>PT</termType></relation></term>  </Zthes>