<?xml version="1.0" encoding="utf-8"?><!DOCTYPE Zthes SYSTEM "http://zthes.z3950.org/xml/zthes-05.dtd">  <Zthes><term><termId>31337011</termId><termName>insurance agents</termName><termType>PT</termType><termNote><![CDATA[ Agents of an insurer authorized to negotiate contracts of insurance. ]]></termNote><termCreatedDate>2026-03-30 20:30:55</termCreatedDate><relation><relationType>UF</relationType><termId>31337012</termId><termName>agents, insurance</termName><termType>ND</termType></relation><relation><relationType>UF</relationType><termId>31337013</termId><termName>insurance agent</termName><termType>ND</termType></relation><relation><relationType>UF</relationType><termId>31337014</termId><termName>insurance agent&apos;s</termName><termType>ND</termType></relation><relation><relationType>UF</relationType><termId>31337015</termId><termName>insurance agents&apos;</termName><termType>ND</termType></relation><relation><relationType>BT</relationType><termId>31313929</termId><termName>agents</termName><termType>PT</termType></relation></term>  </Zthes>