<?xml version="1.0" encoding="utf-8"?><!DOCTYPE Zthes SYSTEM "http://zthes.z3950.org/xml/zthes-05.dtd">  <Zthes><term><termId>31351323</termId><termName>river settlements</termName><termType>PT</termType><termNote><![CDATA[ Human settlements of any size situated near rivers.  ]]></termNote><termCreatedDate>2026-03-30 20:34:48</termCreatedDate><relation><relationType>UF</relationType><termId>31351324</termId><termName>river settlement</termName><termType>ND</termType></relation><relation><relationType>UF</relationType><termId>31351325</termId><termName>settlements, river</termName><termType>ND</termType></relation><relation><relationType>BT</relationType><termId>31323849</termId><termName>settlements by location: topographical</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>31382994</termId><termName>river towns</termName><termType>PT</termType></relation></term>  </Zthes>