<?xml version="1.0" encoding="utf-8"?><!DOCTYPE Zthes SYSTEM "http://zthes.z3950.org/xml/zthes-05.dtd">  <Zthes><term><termId>31360110</termId><termName>checks</termName><termType>PT</termType><termNote><![CDATA[ Written orders drawn on a bank or the Treasury of the United States to pay on demand a specified sum of money to a named person, to his order, or to bearer, out of money on deposit to the credit of the writer; must be endorsed to be transferred. ]]></termNote><termCreatedDate>2026-03-30 20:37:09</termCreatedDate><relation><relationType>UF</relationType><termId>31360111</termId><termName>bank check</termName><termType>ND</termType></relation><relation><relationType>UF</relationType><termId>31360112</termId><termName>bank checks</termName><termType>ND</termType></relation><relation><relationType>UF</relationType><termId>31360113</termId><termName>bank cheques</termName><termType>ND</termType></relation><relation><relationType>UF</relationType><termId>31360114</termId><termName>check</termName><termType>ND</termType></relation><relation><relationType>UF</relationType><termId>31360115</termId><termName>check, bank</termName><termType>ND</termType></relation><relation><relationType>UF</relationType><termId>31360116</termId><termName>checks, bank</termName><termType>ND</termType></relation><relation><relationType>UF</relationType><termId>31360117</termId><termName>cheques</termName><termType>ND</termType></relation><relation><relationType>UF</relationType><termId>31360118</termId><termName>cheques, bank</termName><termType>ND</termType></relation><relation><relationType>BT</relationType><termId>31326153</termId><termName>orders to pay</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>31401173</termId><termName>travelers&apos; checks</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>31401177</termId><termName>certified checks</termName><termType>PT</termType></relation><relation><relationType>RT</relationType><termId>31326151</termId><termName>commercial paper</termName><termType>PT</termType></relation></term>  </Zthes>