<?xml version="1.0" encoding="utf-8"?><!DOCTYPE Zthes SYSTEM "http://zthes.z3950.org/xml/zthes-05.dtd">  <Zthes><term><termId>31362406</termId><termName>endowment</termName><termType>PT</termType><termNote><![CDATA[ Method of acquiring property, usually indirectly by using money or income that has been provided by a benefactor. ]]></termNote><termCreatedDate>2026-03-30 20:37:47</termCreatedDate><relation><relationType>BT</relationType><termId>31329002</termId><termName>methods of acquisition</termName><termType>PT</termType></relation><relation><relationType>RT</relationType><termId>31362396</termId><termName>endowments</termName><termType>PT</termType></relation></term>  </Zthes>