<?xml version="1.0" encoding="utf-8"?><!DOCTYPE Zthes SYSTEM "http://zthes.z3950.org/xml/zthes-05.dtd">  <Zthes><term><termId>31373395</termId><termName>baccarat</termName><termType>PT</termType><termNote><![CDATA[ A gambling game of cards played by a banker and 2 or more punters or players who bet against the banker. ]]></termNote><termCreatedDate>2026-03-30 20:40:41</termCreatedDate><relation><relationType>BT</relationType><termId>31343120</termId><termName>card games</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>31410739</termId><termName>chemin de fer</termName><termType>PT</termType></relation></term>  </Zthes>