<?xml version="1.0" encoding="utf-8"?><!DOCTYPE Zthes SYSTEM "http://zthes.z3950.org/xml/zthes-05.dtd">  <Zthes><term><termId>31381005</termId><termName>financial institutions</termName><termType>PT</termType><termNote><![CDATA[ Buildings that house institutions that provide financial services for clients or members, usually able to both accept deposits and make loans. Examples include banks, credit unions, savings associations, trust companies, and industrial loan and thrift companies. The interior space is typically optimized for a reception area and general office space, varying greatly depending upon the functions of the specific institution. ]]></termNote><termCreatedDate>2026-03-30 20:42:47</termCreatedDate><relation><relationType>UF</relationType><termId>31381006</termId><termName>financial building</termName><termType>ND</termType></relation><relation><relationType>UF</relationType><termId>31381007</termId><termName>financial institution</termName><termType>ND</termType></relation><relation><relationType>UF</relationType><termId>31381008</termId><termName>institutions, financial</termName><termType>ND</termType></relation><relation><relationType>BT</relationType><termId>31350770</termId><termName>commercial buildings</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>31416705</termId><termName>banks</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>31416708</termId><termName>exchanges</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>31416713</termId><termName>counting houses</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>31486130</termId><termName>trust companies</termName><termType>PT</termType></relation><relation><relationType>RT</relationType><termId>31315951</termId><termName>financial institutions</termName><termType>PT</termType></relation></term>  </Zthes>