<?xml version="1.0" encoding="utf-8"?><!DOCTYPE Zthes SYSTEM "http://zthes.z3950.org/xml/zthes-05.dtd">  <Zthes><term><termId>31397428</termId><termName>checkbook covers</termName><termType>PT</termType><termNote><![CDATA[ Rectangular containers made to hold checkbooks, variously made of fabric or leather. ]]></termNote><termCreatedDate>2026-03-30 20:46:50</termCreatedDate><relation><relationType>UF</relationType><termId>31397429</termId><termName>checkbook cover</termName><termType>ND</termType></relation><relation><relationType>UF</relationType><termId>31397430</termId><termName>cover, checkbook</termName><termType>ND</termType></relation><relation><relationType>BT</relationType><termId>31356726</termId><termName>containers for personal gear</termName><termType>PT</termType></relation></term>  </Zthes>