<?xml version="1.0" encoding="utf-8"?><!DOCTYPE Zthes SYSTEM "http://zthes.z3950.org/xml/zthes-05.dtd">  <Zthes><term><termId>31403019</termId><termName>pensions</termName><termType>PT</termType><termNote><![CDATA[ Boarding houses, guest houses, or small hotels that are usually family-owned and operated, and have limited services beyond lodging and breakfasts. The term is typically reserved for such establishments in continental Europe. ]]></termNote><termCreatedDate>2026-03-30 20:48:24</termCreatedDate><relation><relationType>UF</relationType><termId>31403020</termId><termName>pension</termName><termType>ND</termType></relation><relation><relationType>UF</relationType><termId>31403021</termId><termName>pensiones</termName><termType>ND</termType></relation><relation><relationType>BT</relationType><termId>31362368</termId><termName>hotels</termName><termType>PT</termType></relation></term>  </Zthes>