<?xml version="1.0" encoding="utf-8"?><!DOCTYPE Zthes SYSTEM "http://zthes.z3950.org/xml/zthes-05.dtd">  <Zthes><term><termId>31451505</termId><termName>bankbooks</termName><termType>PT</termType><termNote><![CDATA[ Books held by depositors in which a bank enters a record of the depositor's transactions. ]]></termNote><termCreatedDate>2026-03-30 21:01:35</termCreatedDate><relation><relationType>UF</relationType><termId>31451506</termId><termName>bankbook</termName><termType>ND</termType></relation><relation><relationType>UF</relationType><termId>31451507</termId><termName>passbooks</termName><termType>ND</termType></relation><relation><relationType>BT</relationType><termId>31429712</termId><termName>financial records</termName><termType>PT</termType></relation></term>  </Zthes>