<?xml version="1.0" encoding="utf-8"?><!DOCTYPE Zthes SYSTEM "http://zthes.z3950.org/xml/zthes-05.dtd">  <Zthes><term><termId>31451519</termId><termName>mortgages</termName><termType>PT</termType><termNote><![CDATA[ Documents expressing the conveyance of property upon condition, such as that money will be paid or a duty will be performed, which operates as a lien, so that the issuer may, under certain conditions, take possession and foreclose the property upon default. ]]></termNote><termCreatedDate>2026-03-30 21:01:35</termCreatedDate><relation><relationType>UF</relationType><termId>31451520</termId><termName>mortgage</termName><termType>ND</termType></relation><relation><relationType>BT</relationType><termId>31429712</termId><termName>financial records</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>31466532</termId><termName>hypothecation certificates</termName><termType>PT</termType></relation><relation><relationType>RT</relationType><termId>31318665</termId><termName>mortgaging</termName><termType>PT</termType></relation></term>  </Zthes>