<?xml version="1.0" encoding="utf-8"?><!DOCTYPE Zthes SYSTEM "http://zthes.z3950.org/xml/zthes-05.dtd">  <Zthes><term><termId>31455461</termId><termName>Umbridae</termName><termType>PT</termType><termNote><![CDATA[ Family of ray-finned fish located in freshwater environments in temperate regions across the Northern hemisphere. ]]></termNote><termCreatedDate>2026-03-30 21:02:35</termCreatedDate><relation><relationType>UF</relationType><termId>31455462</termId><termName>mudminnows</termName><termType>ND</termType></relation><relation><relationType>BT</relationType><termId>31436138</termId><termName>Esociformes</termName><termType>PT</termType></relation></term>  </Zthes>