<?xml version="1.0" encoding="utf-8"?><!DOCTYPE Zthes SYSTEM "http://zthes.z3950.org/xml/zthes-05.dtd">  <Zthes><term><termId>31477316</termId><termName>labor and material bonds</termName><termType>PT</termType><termNote><![CDATA[ Guarantees provided by a bonding or surety agency to the principle shareholder of a construction project on behalf of a contractor. These bonds cover payment for equipment, labor, goods and services in the event that the contractor fails to pay for them under the terms of a contract. ]]></termNote><termCreatedDate>2026-03-30 21:08:32</termCreatedDate><relation><relationType>UF</relationType><termId>31477317</termId><termName>bonds, labor and material</termName><termType>ND</termType></relation><relation><relationType>UF</relationType><termId>31477318</termId><termName>labor and material bond</termName><termType>ND</termType></relation><relation><relationType>UF</relationType><termId>31477319</termId><termName>labor and material payment bonds</termName><termType>ND</termType></relation><relation><relationType>BT</relationType><termId>31466577</termId><termName>bonds</termName><termType>PT</termType></relation></term>  </Zthes>