<?xml version="1.0" encoding="utf-8"?><!DOCTYPE Zthes SYSTEM "http://zthes.z3950.org/xml/zthes-05.dtd">  <Zthes><term><termId>31477320</termId><termName>payment bonds</termName><termType>PT</termType><termNote><![CDATA[ Surety bonds submitted by a contractor that guarantees payment of all sums owed to its employees, suppliers, and subcontractors. ]]></termNote><termCreatedDate>2026-03-30 21:08:32</termCreatedDate><relation><relationType>UF</relationType><termId>31477321</termId><termName>bonds, payment</termName><termType>ND</termType></relation><relation><relationType>UF</relationType><termId>31477322</termId><termName>payment bond</termName><termType>ND</termType></relation><relation><relationType>BT</relationType><termId>31466577</termId><termName>bonds</termName><termType>PT</termType></relation></term>  </Zthes>