<?xml version="1.0" encoding="utf-8"?><!DOCTYPE Zthes SYSTEM "http://zthes.z3950.org/xml/zthes-05.dtd">  <Zthes><term><termId>14051616</termId><termName>depreciación</termName><termType>PT</termType><termNote><![CDATA[ La disminución en valor o reducción del precio. ]]></termNote><termCreatedDate>2026-03-30 20:20:43</termCreatedDate><relation><relationType>UF</relationType><termId>14051617</termId><termName>amortización</termName><termType>ND</termType></relation><relation><relationType>BT</relationType><termId>14050251</termId><termName>conceptos económicos</termName><termType>PT</termType></relation></term>  </Zthes>