<?xml version="1.0" encoding="utf-8"?><!DOCTYPE Zthes SYSTEM "http://zthes.z3950.org/xml/zthes-05.dtd">  <Zthes><term><termId>14056440</termId><termName>LAYS</termName><termType>PT</termType><termNote><![CDATA[ Indemnizaciones derivadas de una participación de las ganancias de un viaje pesquero o ballenero distribuido a los oficiales y tripulación. ]]></termNote><termCreatedDate>2026-03-30 20:23:33</termCreatedDate><relation><relationType>UF</relationType><termId>14056441</termId><termName>desembolsar de antemano</termName><termType>ND</termType></relation><relation><relationType>UF</relationType><termId>14056442</termId><termName>desembolso anticipado</termName><termType>ND</termType></relation><relation><relationType>UF</relationType><termId>14056443</termId><termName>devolución</termName><termType>ND</termType></relation><relation><relationType>UF</relationType><termId>14056444</termId><termName>lay away</termName><termType>ND</termType></relation><relation><relationType>BT</relationType><termId>14051611</termId><termName>indemnización</termName><termType>PT</termType></relation></term>  </Zthes>