<?xml version="1.0" encoding="utf-8"?><!DOCTYPE Zthes SYSTEM "http://zthes.z3950.org/xml/zthes-05.dtd">  <Zthes><term><termId>14071113</termId><termName>finanzas municipales</termName><termType>PT</termType><termNote><![CDATA[ Usado generalmente para finanzas de ciudades, pueblos, municipios o aldeas. ]]></termNote><termCreatedDate>2026-03-30 20:32:12</termCreatedDate><relation><relationType>UF</relationType><termId>14071114</termId><termName>finanzas</termName><termType>ND</termType></relation><relation><relationType>UF</relationType><termId>14071115</termId><termName>finanzas públicas</termName><termType>ND</termType></relation><relation><relationType>BT</relationType><termId>14059964</termId><termName>finanzas</termName><termType>PT</termType></relation></term>  </Zthes>